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Behind The ScreenBehind The Screen
Home»Fintech»American Express releases cross-border payments product for US businesses
Fintech

American Express releases cross-border payments product for US businesses

August 3, 2022No Comments4 Mins Read
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American Specific® (NYSE: AXP), the main Small Enterprise Card issuer within the U.S., at present introduced American Specific International Pay – a brand new digital resolution that permits U.S. companies to securely make home and worldwide business-to-business (B2B) funds.

By means of this new digital resolution, enterprise prospects can ship funds funded from their enterprise checking account to their suppliers in additional than 40 international locations, throughout a spread of currencies, utilizing a easy, mobile-friendly platform. Eligible prospects can even earn Membership Rewards® factors on their overseas alternate funds.3 American Specific International Pay is presently out there to eligible U.S. American Specific Small Enterprise Card Members.

“Companies at present begin, develop and compete on a world scale”
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“Companies at present begin, develop and compete on a world scale,” stated Dean Henry, Govt Vice President of International Business Providers at American Specific. “Our U.S. Small Enterprise Card Members informed us they need a world fee resolution targeted on simplicity, comfort and the possibility to earn rewards – so we constructed American Specific International Pay to allow these companies to simply and successfully handle their B2B funds globally on a safe platform, backed by the trusted service and distinctive advantages of American Specific Membership.”

In response to a June 2022 survey by American Express4, 64% of U.S. small and mid-sized enterprise house owners and monetary decisionmakers stated they count on their whole spend with companies outdoors of the U.S. to extend over the following six months, and cite entry to a wider vary (43%) of services and products and provide chain diversification (35%) as among the high enterprise advantages of cross-border B2B spending.

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Nonetheless, one-quarter (27%) cited complexity of the method as one of many high obstacles when making cross-border funds. When requested in regards to the attributes that small and mid-sized enterprise house owners and monetary decisionmakers are searching for in a cross-border funds resolution, practically half (48%) stated clear charges and charges, on par with a easy consumer expertise (44%). American Specific International Pay addresses these wants by offering:

Built-in consumer expertise: Entry American Specific International Pay in the identical place you handle your American Specific Enterprise Card account, together with out of your cell gadget.
Easy and intuitive steps: Pay suppliers with ease and scale back the danger of widespread errors and delays with fields that dynamically replace based mostly on the nation of your fee.5
World-class rewards: Eligible prospects can earn 1 Membership Rewards® level for each $30 equal on their overseas alternate funds (most of 4,000 factors per fee).3
Identical business-day funds: Funds could also be eligible for identical business-day supply by means of American Specific International Pay’s connection to sooner fee techniques, equivalent to SEPA Prompt Credit score Switch, which incorporates all the European Union. American Specific offers an estimated supply date whenever you place an order.6
Clear alternate charges: Earlier than you ship a fee, view and settle for the relevant alternate charge.
Trusted dependability: Ship funds with the highly effective backing and servicing of American Specific.
Streamlined software course of: Apply on-line and get a response in minutes.7

To be taught extra about American Specific International Pay or to use, go to www.americanexpress.com/globalpay. Extra international locations and currencies will likely be added over time.

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AMERICAN EXPRESS GLOBAL PAYMENT SOLUTIONS SURVEY METHODOLOGY
In partnership with a trusted third-party vendor, American Specific (Amex) commissioned a web based survey amongst n=315 U.S.-based small- and medium-sized enterprise house owners and monetary determination makers who use/make business-to-business (B2B) cross-border options/funds, outlined as those that have 1 to 250 workers. The survey was fielded between June 9- 16, 2022. The margin of error (MOE) for the entire pattern is +/- 6 proportion factors.

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